There are many types of Philippines properties for sale in the market today. One of the most popular and in-demand, according to many real estate experts, is condominium. In today’s modern and fast-paced lifestyles, housing normally found in the city such as in business and commercial districts is considered modern by many Filipinos.
And because most condominiums are found in business and commercial districts, such as in Makati City or in Ortigas Center, Pasig City, these types of Philippines properties for sale became very popular among many Filipinos.
Popularity of Condominiums According to many real estate experts, the reason why condominiums became popular among Filipinos is because of its accessibility to workplaces and entertainment districts. Because of its location, its residents can enjoy the luxury of living within walking distance or mass transit distance to their workplaces, allowing them to avoid the hassles of rush hour.
Much like common mathematical calculators, a mortgage calculator is a small handheld device to compute the total payment of a mortgage loan, including principal, interest, taxes and insurance with relation to the repayment schedule such as quarterly, monthly or biweekly. The instrument can also used to calculate the amortization schedules, balance on the mortgage taken, and the future value of a mortgage. Not only that, some mortgage calculators have rent-versus-buy features to analyze which of these two options would be better in the long term. Most mortgage calculators also do currency conversions and tax calculations.
A calculator can come in quite handy, since you can take it with you to meetings with your realtor or builder, to crunch the numbers as you go through the purchasing process. The Internet will provide the easiest use of a home mortgage calculator, since you can simply punch in the information necessary, and the computer will do all of the hard work for you.
The keys are similar to ordinary mathematical calculators having numeric keys from zero to nine. Similarly, there are related symbols for functions such as addition, subtraction, multiplication, division, percentage and so on. They have integrated circuitry within their bodies and are operable with one or two 1.5-volt pencil cells. Since mortgage calculators are used for quick calculations, their buttons are usually larger in size than normal calculators. Depending on the quality and various features, they may be priced between 10 to 50 UK pounds.
Clearwater Florida condos are popular with people around the U.S. and other parts of the world for several reasons.
First of all is the location. A lot of people buy a condo here as either a winter/vacation home or future retirement home because of the climate and closeness to so many great areas and activities.
Clearwater Florida is on a peninsula just east of Tampa and is surrounded on 3 sides by Tampa Bay and the Gulf of Mexico. This means that no matter where you are in Clearwater you are no more than about 30 minutes from the beaches. And having the Gulf of Mexico so close means that the temperature is not as hot in the summer and a little warmer in the winter than it is for cities more inland, like Orlando.
Buying a home and arranging a mortgage is said to be one of the most stressful experiences we can have in live, yet it doesn’t need to be. No matter whether you are a First Time Buyer or moving home, the step by step guide that follows will help ensure that your mortgage application runs smoothly.
Step 1 – Contact an independent mortgage adviser
Buying a home can be one of the most exciting experiences as well as one of the most daunting. With thousands of fixed, tracker, discount and variable rate mortgage products in the market, and so many different factors to take into consideration, how do you now which is the best mortgage product to meet your needs both now and in the future. Making a mistake can proof to be costly and so seeking professional independent mortgage advice is one of the most important steps you can take.
If it is your intention to embark on a career as a mortgage advisor and be successful and earn fabulous income, then the obvious route is to first become a Trainee Mortgage Advisor and arm yourself with Certificate in Mortgage Advice and Practice (CeMAP) qualification.
You may not need academic qualifications to be able to pass the CeMAP exams but the one thing you will positively need is a strong urge to succeed in a highly competitive industry.
The CeMAP consists of three different modules – the module one and two offer aspirants the knowledge and skills required to function as mortgage advisors. Module three comprises of objectivity based questions to test the applicant’s ability and aptitude to apply the understanding received from 1 and 2 modules.
To acquire CeMAP qualification, you must achieve examination passes in each of the three CeMAP modules, namely:
CeMAP Module 1 UK Financial Regulation
CeMAP Module 2 Mortgages
CeMAP Module 3 An assessment of mortgage advice knowledge